:root{--blue:#0058ee;--navy:#091e42;--ink:#172337;--muted:#647084;--line:#dce3ed;--light:#f4f7fc;--font:'Manrope',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.7;background:#fff}a{color:inherit;text-decoration:none}button{font:inherit}svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.icon-library{position:absolute;width:0;height:0;overflow:hidden}.container{width:min(1240px,calc(100% - 96px));margin:auto}.topbar{background:var(--navy);color:#fff;font-size:12px;letter-spacing:1.3px}.topbar .container{display:flex;justify-content:space-between;align-items:center;min-height:36px}.topbar a{letter-spacing:0;font-size:12px;color:#d9e5f8}.topbar a span{margin-left:10px}.header{position:sticky;top:0;background:rgba(255,255,255,.97);z-index:20;border-bottom:1px solid #edf0f5}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:94px;gap:25px}.brand{display:flex;align-items:center;gap:8px;flex-shrink:0}.brand img{width:50px;height:55px;object-fit:cover;mix-blend-mode:multiply}.brand strong{font-size:23px;letter-spacing:3px;line-height:1.1;color:#062851;display:block}.brand small{display:block;font-size:10px;letter-spacing:2.6px;font-weight:800;line-height:2.2}.header nav{display:flex;gap:30px;align-items:center}.header nav>a:not(.button){font-size:14px;font-weight:600}.header nav>a:hover{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;gap:30px;background:var(--blue);color:#fff;border:1px solid var(--blue);padding:16px 24px;font-size:14px;font-weight:700;line-height:1.5;transition:background .2s,transform .2s}.button:hover{background:#0043b9;transform:translateY(-2px)}.button svg{width:20px;height:20px}.nav-cta{padding:12px 17px;gap:18px}.hero{background:linear-gradient(110deg,#fff 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strong{font-size:12px}.image-index{position:absolute;right:5px;bottom:-28px;font-size:10px;letter-spacing:1.8px;color:#68768a}.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:1fr 1fr 1.1fr}.trust-grid p{display:flex;align-items:center;justify-content:center;gap:12px;font-size:12px;font-weight:500;margin:20px 0;border-right:1px solid var(--line)}.trust-grid p:last-child{border:0}.trust-grid svg{color:var(--blue);width:21px}.section{padding:96px 0}h2{font-size:clamp(30px,3vw,42px);font-weight:600;letter-spacing:-1.6px;line-height:1.25;margin:0 0 24px}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:44px}.section-heading h2{margin-bottom:0}.section-heading>p{color:var(--muted);font-size:14px;margin:0 0 4px}.insurance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.insurance-card{display:flex;flex-direction:column;border:1px solid var(--line);padding:30px;transition:background .2s,border-color .2s,transform .2s;min-height:292px}.insurance-card:hover{background:#f5f8ff;border-color:#82aaf7;transform:translateY(-3px)}.card-top{display:flex;justify-content:space-between;align-items:center;color:var(--blue);margin-bottom:23px}.card-top svg{width:31px;height:31px}.card-top>span{color:#8b99aa;font-size:12px}.insurance-card h3{font-size:20px;font-weight:700;letter-spacing:-.5px;margin:0 0 10px}.insurance-card p{font-size:14px;line-height:1.8;color:var(--muted);margin:0 0 24px}.card-link{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:12px;font-weight:800;color:var(--blue);margin-top:auto}.card-link svg{width:18px}.fine-print{font-size:12px;color:#788395;max-width:920px;margin:25px 0 0}.about{background:var(--light)}.about-grid{display:grid;grid-template-columns:1fr 1.14fr;gap:95px;align-items:center}.brand-panel{min-height:530px;background:linear-gradient(145deg,#fff 25%,#e5edfb 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p{font-size:14px;z-index:1;margin-bottom:20px}.about-copy>p:not(.eyebrow){font-size:16px}.principle p{font-size:14px}.steps{gap:24px}.transparency{padding:55px 0}.transparency-grid{grid-template-columns:1fr;gap:28px}.registration{border-left:0;border-top:1px solid #304463;padding:30px 0 0}.registration>div{display:inline-flex;width:49%;vertical-align:top;gap:12px}.registration strong{font-size:18px}.registration>a{display:flex;width:fit-content}.faq-grid{grid-template-columns:1fr;gap:28px}.contact{padding:55px 0}.contact-grid{grid-template-columns:1fr;gap:30px}.contact h2{font-size:39px}.footer-top{flex-wrap:wrap;gap:24px}.footer-top>p{order:3;width:100%}.footer-bottom{align-items:flex-start;flex-direction:column;gap:9px}.legal{line-height:1.8}.hero-note{margin-top:28px}}@media(max-width:480px){.container{width:calc(100% - 36px)}h1{font-size:58px}h2{font-size:31px;letter-spacing:-1px}.hero-actions{gap:17px;flex-wrap:wrap}.hero-actions .button{padding:15px 18px;gap:20px}.text-link{font-size:12px}.hero-visual{height:385px}.hero-seal{padding:13px 17px;top:18px}.photo-caption{left:23px;bottom:33px}.photo-caption strong{font-size:20px}.hero-photo{border-bottom-right-radius:55px}.insurance-grid{grid-template-columns:1fr}.insurance-card{min-height:255px;padding:26px}.insurance-card h3{font-size:21px}.insurance-card p{font-size:15px}.card-link{font-size:13px}.steps{grid-template-columns:1fr;gap:28px}.steps article{position:relative;padding-left:56px;padding-top:20px}.steps article>span{position:absolute;left:0;top:21px;font-size:34px}.steps h3{margin:3px 0 8px}.steps p{font-size:15px}.registration>div{display:flex;width:100%;gap:18px}.registration strong{font-size:23px}.contact h2{font-size:36px}.contact-copy>p{font-size:16px}.footer-top .brand strong{font-size:20px}.fine-print{font-size:12px}.brand-panel>span{font-size:43px}.eyebrow{letter-spacing:1.6px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Cotação e assinatura */
.quotation{border-top:1px solid var(--line);background:linear-gradient(120deg,#f1f6ff,#fff 70%)}
.quotation-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:80px;align-items:start}
.quotation-copy{padding-top:22px}.quotation-copy>p:not(.eyebrow){font-size:16px;color:var(--muted);max-width:390px;line-height:1.9}
.quote-contact{display:flex;align-items:center;gap:15px;margin-top:35px;padding-top:26px;border-top:1px solid var(--line)}
.quote-contact svg{color:var(--blue);width:31px;height:31px}.quote-contact strong{display:block;font-size:14px}.quote-contact a{font-size:14px;color:var(--blue)}
.quotation-form{background:#fff;padding:36px;border:1px solid var(--line);box-shadow:0 15px 45px #0c357207}
.form-heading h3{margin:0 0 6px;font-size:24px;letter-spacing:-.7px}.form-heading p{font-size:13px;color:var(--muted);margin:0 0 25px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-field{min-width:0;display:flex;flex-direction:column}.form-field.full{grid-column:1/-1}
.form-field label{font-size:14px;font-weight:700;margin-bottom:8px}.form-field label span{font-size:12px;font-weight:500;color:var(--muted)}
.form-field input,.form-field select,.form-field textarea{width:100%;min-height:49px;border:1px solid #cbd5e4;border-radius:0;background:#fff;color:var(--ink);padding:12px;font:400 16px/1.5 var(--font)}
.form-field input::placeholder,.form-field textarea::placeholder{color:#7b8595;opacity:1;font-size:14px}.form-field textarea{resize:vertical;min-height:110px}.form-field small{font-size:12px;color:var(--muted);margin-top:5px}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:2px solid #0058ee;outline-offset:2px;border-color:var(--blue)}
.form-note{font-size:13px;color:var(--muted);line-height:1.8;margin:22px 0 18px}.quote-submit{width:100%;cursor:pointer;font-family:var(--font);font-size:15px}
.developer-credit{text-align:center;padding:0 0 24px;font:13px/1.8 Arial,sans-serif}.developer-credit a{color:#46648a;text-decoration-line:underline;text-decoration-style:dotted;text-underline-offset:4px}.developer-credit a:hover{color:var(--blue)}
@media(max-width:1100px){.quotation-grid{gap:36px}.quotation-form{padding:26px}.form-grid{column-gap:15px}}
@media(max-width:800px){.quotation-grid{grid-template-columns:1fr;gap:30px}.quotation-copy{padding-top:0}.quotation-copy h2 br{display:none}.quotation-copy h2{max-width:550px}.quotation-copy>p:not(.eyebrow){max-width:600px}.quote-contact{margin-top:22px}.quotation-form{padding:26px}}
@media(max-width:480px){.quotation-form{padding:22px 18px}.form-grid{grid-template-columns:1fr;gap:17px}.form-heading h3{font-size:22px}.quote-submit{font-size:14px;padding:16px 12px;gap:14px}.quotation-copy h2{max-width:320px}}